Stables is not a bank, so your balance isn’t covered by any type of government guarantee - but if you think about it, this is a concept most of us are already familiar with.

For example, when holding money in most fintech apps you are trading away your government guarantee for convenience.

When holding money in an investment fund, you trade away your government guarantee for increased interest returns.

With Stables you trade your government guarantee for a better transactional account. You get better rewards on your spending, with the convenience of doing everything from one app.
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